Our health is one of the aspects of our lives that we shouldn’t compromise on because while we can always earn the money we spend investing in it, we can’t do so with the precious time we’ll lose when we’re sick.
However, things happen and sometimes, we need to go to the hospital. This is where things get tricky. While you shouldn’t compromise on your health for the sake of saving some cash, this doesn’t mean you should just accept that large hospital bill you now have at its face value.
In this article, we will teach you a life hack that will end up with you having a lower hospital bill.
How Much Does Being Sick Actually Cost You in the US
Unless you have health insurance coverage, being sick can be incredibly costly and often debilitating as it can put you in a massive amount of debt which can lead to bankruptcy or worse, more health problems.
According to a US government website, the average amount it will cost you for a 3-day stay in the hospital is around $30,000. To give some perspective, the median for the wage of the average American is around $936 weekly or around $48,672 annually.
So a 3-day stay can cost an average American more than half of their annual wage. This isn’t even taking into account their other needs like basic necessities, transportation costs, and others.
Even if you have health insurance coverage, a hospital trip can still cost you more than what you would want to spend.
Life Hack to a Reduced Hospital Bill
So, you needed to go to the emergency room for one reason or the other and now you’re stuck with a large hospital bill you can’t possibly hope to pay, not even with your entire month’s salary. What do you do now? Is there some way to reduce it to a more affordable price point?
The great news is yes, there is.
A TikTok video of a North Carolina resident went viral earlier in the year after she shared her trick to negotiating a lower hospital bill and no, it doesn’t involve begging the hospital administration to lower it.
This life hack involves asking for an itemized hospital bill, detailing every single thing they charged you. By doing so, the hospital’s billing department will then review all the things they charged you and remove anything you can dispute should you spot them on your bill.
After all, they wouldn’t want to be sued for overcharging a patient.
A trip to the hospital can be costly and while, ideally, we shouldn’t compromise on our healthcare, it’s still a good idea to be smart when it comes to the costs of your hospital trip.
The aforementioned life hack won’t just allow you to reduce your hospital bill but also allow you to allocate what you didn’t have to pay towards investing in a better and healthier life so that you don’t have to go back.